Abstract
The study examines the transformative impact of digital banking on entrepreneurship in Tiruchirappalli, Tamil Nadu, focusing on its role in enhancing financial accessibility, operational efficiency, and business growth. Using a quantitative approach, data from 150 entrepreneurs across urban, semi-urban, and rural areas were analyzed. The findings reveal that digital literacy and regular usage of banking platforms significantly influence operational efficiency, with tailored financial products and technologies like AI and blockchain further empowering entrepreneurs. Despite these benefits, barriers such as limited digital literacy, infrastructural challenges, and trust issues persist. The study underscores the need for collaborative efforts among stakeholders to bridge these gaps through targeted education, improved infrastructure, and innovative digital solutions. By fostering financial inclusion and resilience, digital banking holds immense potential to empower entrepreneurs and drive regional economic development.
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