Abstract
Direct Benefit Transfer is a well-known program that reaches all kinds of people in India. It is a significant initiative and one of the largest e-governance programs implemented by the Government of India. It involves the digitization of information, streamlining of processes, and direct transfer of benefits to all families through financial inclusion. This program covers every individual, family, and resident of the states. However, there are difficulties in reaching the benefits to the intended recipients, including personal, technological, and financial challenges. To ensure successful implementation of the program, consistent and visible mechanisms are needed to sanction benefits through a single office and a common platform. This paper attempts to analyze the problems faced by the beneficiaries in availing of direct benefit transfers.
Keywords: Financial Inclusion, Direct Benefit Transfer, personal problems, technology problems, financial problems, Digitalized program.
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